Payday loans online and credit lines

Creditersea is a financial institution that has been operating in Mexico since 2015. Despite its short experience in the country, this platform has the support of International Personal Finance PLC. One of the most important financial groups in the world.

Creditersea’s popularity has grown like foam in recent years due to the quality of its service. Here it is possible to find payday loans online with amounts that adapt to the needs of all types of clients.

It is also possible to enjoy a safe and transparent experience, together with an excellent customer service. Find out more about Creditersea below.

Types of loans you will find in Creditersea

Types of loans you will find in Creditersea

In Creditersea México you can find a payday loan to suit you. The financial products of this entity cover amounts from $ 5,000.00 to $ 70,000.00.

New users can access a maximum amount of $ 15,000.00, but if they pay on time and build a good reputation, the limit increases progressively. Payment of loans can be made in 1 day, or in up to 60 fortnights.

The monthly interest rate ranges from 3.99%, and the annual interest rate from 59.88%. The average CAT is 343.69% without VAT.

Creditersea loans do not include collection of commissions for opening, but a commission of 0.5% per day of late interest in arrears. They also charge a $ 100.00 delay penalty plus VAT, and a 20% collection fee plus VAT on the balance due.

Loan example: If you request $ 40,000.00 to pay in 6 months at a monthly interest rate of 3.99%, annual interest from 59.88%, and an average CAT of 343.69% without VAT. You will pay biweekly $ 1,564.00.

Requirements to access a Creditersea loan

Requirements to access a Creditersea loan

  • Citizenship:
    Be a Mexican citizen and have a current CURP or INE.
  • Age:
    Be between 21 and 65 years old.
  • Proof of address:
    Provide proof of address, it can be a gas bill, condo, telephone, etc.
  • Proof of income:
    Have proof of income.
  • Bank Account:
    Have a bank account in your name with an entity that operates in Mexico. It is also required that you have the CLABE number of that account.
  • Credit History:
    Have a good credit history since Creditersea checks the bureau.

Steps to get a loan in Creditersea Mexico

Steps to get a loan in Creditersea Mexico

Complete the following 3 steps and immediately enjoy the amount requested in Creditersea.

  • First step:
    Use the Creditersea simulator to choose the amount you want to obtain and verify the estimated amount of money you will have to pay biweekly.
  • Second step:
    Click on request and set the period of time you need to pay the amount. There you will also have to complete the registration process with the aforementioned requirements.
  • Third step:
    Wait for Creditersea to verify your financial information and decide whether to accept or deny your request. This process usually takes less than an hour.